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DOBI Issues Clarification on Retainer Medicine Arrangements by Network Physicians

In 2003, the Department of Banking and Insurance (“DOBI”) and the Department of Health and Senior Services (“DHSS”) issued a joint bulletin, DOBI/DHSS Bulletin 2003-02 , which severely limited the ability of physicians who participated with HMOs and other carriers, to require their patients to enter into retainer arrangements.  Under a retainer arrangement, patients are […]

MEDICARE SOLVENCY: A CONTINUING CHALLENGE UPDATE

The Medicare Board of Trustees the same as last year, projected that the Medicare program will be insolvent in 2024.  Unfortunately, just as last year, the news may be even worse than that.  If you read pages 277-279 of the Trustee’s report which is the Actuarial Opinion, there are two (2) critical assumptions being made […]

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